Debt funding readiness
Clarify the purpose, amount and timing of your company’s funding requirement.
Explore the service ↗BUILD THE CASE. UNDERSTAND THE COMMITMENT.
Prepare a clearer case for business debt funding.
Need debt funding for your limited company? Prepare the forecasts, financial evidence and repayment scenarios behind your next funding conversation.
Know the funding need. Explain the numbers. Test the repayment.
ACA
Kishen Patel, BFP ACAICAEW Chartered Accountant
PART OF THE I NEED FAMILY
Chartered accountancy expertise
UK business support
Scope & fees agreed upfront
START WITH WHAT YOU NEED
A clear direction.
A practical next step.
Choose the financial support that fits your business and the decision ahead.
Lender information pack
Make your business plan and financial evidence easier to follow.
Explore the service ↗Debt capacity modelling
Explore how repayments would interact with your company’s cash flow.
Explore the service ↗Acquisition finance modelling
Connect a proposed acquisition, funding structure and post-deal cash plan.
Explore the service ↗The amount you want to borrow and the amount your cash flow can support are two different questions. Work through both.
01
Define the purpose
Connect the amount and timing to a specific business requirement.
02
Prepare the evidence
Bring the accounts, assumptions and forecast into one coherent financial pack.
03
Stress-test the cash
Explore slower receipts, higher costs and the effect of repayments.
A SENSIBLE WAY FORWARD
From the first question
to a defined plan.
Tell us where you are.
Your business, the decision and your intended timing.
Agree the work.
A defined scope, information request and fee before work starts.
Prepare with purpose.
Clear analysis and practical outputs for your next conversation.
DIFFERENT QUESTIONS. ONE I NEED FAMILY.
What else do
you need?
BEFORE WE BEGIN
Your next-step
questions.
Answered.
Where do you work?+
Remote financial support is available across the UK. Tell us your company’s location and the decision you are preparing for.
Who will handle my enquiry?+
Kishen Patel, BFP ACA, at Consult EFC. We will discuss your requirements and agree any engagement before chargeable work begins.
What does the first enquiry involve?+
Share your name, email and the area where you need help. No accounts or confidential documents are required at this stage.
MAKE YOUR NEXT DECISION A CLEARER ONE
Ready for the next step?
Let’s make it clearer.
Discuss my funding plan ↗A clear brief. An agreed scope. A useful next step.
CONSULT EFC · PRACTICAL GUIDES
Go deeper before your next decision.
Debt service downside testing for an SME funding plan
Assess repayment pressure through cash timing, interest, principal, downside trading and funding headroom before presenting an SME debt proposal.
Read the guide ↗Preparing an SME refinancing information pack
Build a refinancing pack that explains existing facilities, repayment deadlines, cash forecasts, security questions and the use of new borrowing.
Read the guide ↗